Tokenization “readiness” means much more than just being able to process a payment transaction using a token in place of a traditional PAN. In today’s increasingly complex environment, a whole host of systems and functions must act in harmony to deliver next-generation transaction services that are secure, reliable, convenient, and support an issuer’s payment strategies effectively.
From enrollment to configuration to the calibration of fraud rules and more, DPS takes on the heavy lifting associated with program deployment on behalf of its issuers to ensure that as new entrants to the token marketplace, they are benefiting from the experience gained by DPS.
This is how DPS defines readiness and we are ready.
At DPS, when we say “we’re ready” to support tokens, it means that our fraud prevention and management systems have been enhanced to take advantage of new token-related data elements so that issuers can make unique and more precise approval, decline and/or case creation decisions on tokenized transactions.
Readiness means that our data warehouse, analytical tools and campaign management solutions are enhanced with token-related data elements allowing issuers to assess adoption and usage, and trigger alerts, provisioning notifications and other consumer messaging in response to token-related uses and events. It means evolving back-office processing solutions to meet the unique characteristics of tokenized transactions and events.
DPS further enables and simplifies issuer participation with a set of fully integrated services. Our contact centers are prepared to support token and mobile device-related consumer inquiries and handle step-up authentication processes required for some token use cases.
Beyond comprehensiveness, our approach to token enablement also translates into simplicity and flexibility for our issuers. DPS clients need only make minimal changes to their host systems and DPS manages token implementations from end-to-end.
Visa Token Service is a comprehensive mobile payment solution. It’s fully aligned in supporting key use cases and makes it easy to integrate with DPS products and services:
Download Token Service Product Profile
Implementing the latest innovations in banking is quicker and easier than ever before through your partnership with Visa DPS. Wrap-around services offer efficient implementation that locks in the features and services you need, from enrollment and configuration, to fraud rules and provisioning.
Visa DPS offers the scale and technology innovations that give you immediate access and speed to market with the newest payment and commerce services, quickly and securely. With DPS managing token implementation end-to-end, the need to make changes to your host systems is minimized.
Reduce the financial burden of expensive contact centers by outsourcing calls to our dependable, world-class service.
Consumers get live, courteous support from trained contact center representatives who’ll help them with those digital payment questions or a step up authentication. Your customers can trust they’re getting the convenient and private service they deserve.
Visa tokenization, the global standard in mobile payments, provides your customers with a safe and secure way to make payments—whether online or on the go.
Give your cardholders seamless access to Android Pay, Apple Pay and Samsung Pay with their Visa card. These digital solutions make everyday purchases simple and secure.
Watch the short animated video to learn more about the digital payment process and Visa’s role as the end-to-end solution provider.
Contact us to draw on our more than 18 years of high-volume processing.
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