Backed by the largest Visa debit issuer processor and retail electronic payments network in the world, Visa DPS has been delivering industry-leading prepaid processing services since 2001. Our fully integrated, flexible processing solution enables you to select the functions you need to differentiate your card products, seize new opportunities and stay competitive.
Offering prepaid processing options can strengthen your relationships with existing clients and create opportunities. Using prepaid cards in innovative new ways can help you:
Visa offers a modular, scalable, integrated solution to meet your prepaid goals. Choose features designed to support your prepaid goals.
PAS is a browser-based tool that makes it easy to manage your prepaid card program's back-office and account maintenance functions.
PAS functions include:
PAT is a browser-based tool that helps employers and your commercial customers manage their prepaid card programs online.
PAT functions include:
Benefit from premium prepaid authorization services that fit your needs. Visa's flexible, reliable authorization system, with continuous availability, is specifically designed for the prepaid marketplace and provides the following services:
Visa prepaid processing combines industry–standard fraud tools, such as Falcon® Fraud Manager, with products and services specifically designed for the prepaid marketplace to deliver an integrated solution.
Using your parameters and risk strategies, the service helps to reduce fraud by monitoring and identifying suspect card buyers and recipients, fraudulent enrollment attempts, suspect funding transactions and suspect transactions.
New accounts may be established using PAS/PAT, your cardholder website, web services message, batch file, CSV file upload or bulk order options. Additional features include:
Visa Prepaid Processing Brochure
Offer an easy–to–purchase, flexible–amount gift option that's appropriate for any occasion.
Gift cards answer the need in the marketplace for a gift-buying option that offers the benefits of a conventional gift certificate or store-bought gift card with the buying flexibility of a debit card. It's ideal for all gift-giving occasions and cardholders can use the card to buy what they want, where and when they want.
Gift cards are welcome everywhere debit cards are accepted—at millions of locations worldwide, including Internet and mail order/telephone order merchants. They may be sold in branches, via your consumer website and/or distributed through your corporate clients.
Create new revenue streams with a convenient, low-cost alternative to paychecks.
Payroll cards are an innovative payment solution to help businesses reduce payroll costs, increase efficiency, and build employee loyalty. The ideal alternative to paper payroll checks, it's a reloadable prepaid card that can be used to pay both W2 and 1099 workers. Each pay period, the employee's pay is instantly loaded onto the card. Employees can then use their cards everywhere Visa debit cards are accepted, and get cash at millions of ATMs worldwide.
Tap into the youth segment with a card that encourages responsible spending.
Teen cards are prepaid, reloadable cards created especially for teens. Teen cards make it easy for parents to help teach teens financial responsibility. A parent simply enrolls their teen in the program, and then loads money onto the prepaid card. Parents retain complete control of the account and can view the spending history at any time. For teens, the card is more than just a tool that teaches financial responsibility–it's independence. They have their own card to use everywhere debit cards are accepted–that's millions of locations worldwide.
As a full-service teen card processor, Visa prepaid processing provides a turnkey program that puts you on the fast track to card issuance.
Offer underserved consumer prestige, convenience and safety.
The General Purpose Reloadable (GPR) card solution can help you build and expand your existing card portfolio and efficiently serve a new base of customers–the nearly 80 million consumers who don't have bank accounts, have limited access to credit and/or use check cashing services. Offering the General Purpose Reloadable card is a smart, secure way to serve a previously untapped segment and help increase your revenue stream through fees on initial card sales, reloads and interchange.
Give mid-sized and large companies a way to simplify financial management with Visa.
The Visa Commercial card combines many of the most powerful Visa business payment solutions into a single, flexible card for travel and entertainment costs, procurement, fleet expenses–or any combination of the three. Here are some of the ways a Visa Commercial card account can help your business customers:
A smarter, more cost-effective way to motivate, excite and reward.
The Visa Incentive card offers businesses an innovative and effective way to motivate consumers, employees, sales teams and distributors. It's the ideal alternative to traditional paper checks and merchandise awards. And it's a smart solution that can increase your clients' satisfaction as well as your bottom line.
Help agencies save money by replacing costly paper checks, vouchers and cash payouts with electronic disbursements.
With Visa Government cards, payments are automatically issued to the cards, so cardholders have instant access to their money. For benefits recipients without traditional banking accounts, Visa Government cards open the door to financial inclusion. The cards work everywhere Visa Debit cards are accepted – in stores, online, and by phone – and at more than a million ATMs worldwide.
Our configurable platform enables you to differentiate your prepaid card products, seize new opportunities, implement multiple market-driven programs simultaneously and stay competitive.
Celeste is an Account Executive who's tapped into new products from Visa and never fails to give her clients first-mover advantage. Listen as she explains how Visa goes the extra mile to help customers succeed.
A variety of dedicated cardholder support features–such as a client-branded website that can be configured for cardholder self-care and/or card sales and a voice response unit–enhance client satisfaction and help to drive further adoption of your prepaid programs.
Customers have access to a full-range of prepaid card services online, including:
The largest issuer processor of Visa debit transactions in the world, Visa has been processing large-volume prepaid programs since 2001 and debit card programs since 1996.
Visa DPS delivers a highly secure platform and infrastructure—enabling millions of transactions daily in our state–of–the–art data centers.
Our innovative fraud risk management services—including OFAC/Patriot Act screening, fraud rules, limits, thresholds, and more—are integrated right into a single, parameter-based platform, giving you added security against loss.
A comprehensive set of parameter-driven choices makes it easy for you to meet a variety of prepaid market needs. Grow your processing solution right along with your business.
Dedicated, experienced prepaid specialists offer help for you and your customers by answering questions and troubleshooting issues.
From Visa payWave, Visa's contactless payment technology, to mobile services and more, we offer the innovations that will set your business apart.
Visa's commitment to prepaid products helps protect your investment and accommodate growth.
Contact us to draw on our more than 18 years of high-volume processing.
Download these Quick Reference Guides to discover which Visa DPS solutions fit your business needs.
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